Life Insurance Advisors, Inc.
Fee-only Insurance Consulting



Who Life Insurance Advisors, Inc. Serves

Why Use the Services of Life Insurance Advisors, Inc.

Initial Reviews for Existing Policies and New Proposals
for Life, Disability and Long-Term Care Insurance,
Annuities and Possible Life Settlements
(sales of existing life policies) for $100-$250

In an initial policy “check-up” review, we will give you an opinion of the relative potential value, risks, and alternatives for either new policies and proposals for life, disability, or long-term care insurance or annuities – and also for such existing policies. Such a review is also available for a possible “life settlement” (i.e., the sale of an existing life insurance policy for more than its cash value).

With answers to a questionnaire, we will determine whether and why corrective measures may be needed or improvements are possible with an existing policy, whether or not a new insurance proposal likely offers a competitive value, or whether a life settlement may be possible and whether retaining an existing policy may be most advantageous. In each case, we provide the basis for our opinion and possible next steps.

An initial review is not designed to answer every question about a new policy or proposal, but rather to give the client an idea of whether there are alternatives to what they own or what is proposed or what they are considering that would likely produce a better value or course of action and, if so, why.

The initial review service is available with an advance payment by credit card. Clicking on the appropriate policy type (life, disability, long-term care, annuity, or life settlement) below will take you to a more complete explanation of the particular service, a questionnaire, and a sample review for each type.

Procedures and Cost for Basic Policy Reviews

Other Special Services

Brochures Describing Services